The serious injury threshold in New York applies to car accident cases and imposes specific requirements for filing a claim. Under New York’s insurance law, you must demonstrate that you suffered a qualifying injury, as defined by the law, to have a viable claim. There are several categories of qualifying injuries, some straightforward and others more nuanced. This complexity makes it essential to consult with a lawyer who understands these issues and can help determine whether your injuries meet the serious injury threshold, allowing you to pursue a lawsuit for injuries sustained in a car accident.